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	Young and Restless Kitchen Spoon Rest Sale Price: $9.99
	Description This ceramic spoon rest has a design called "Young and Restless" by Canadian artist, Bernie Brown. The spoon rest is a cream colored ceramic with a pencil design of mares and foals. Unique decorations for any horse lover.

	Chris Tucker "Mug Shot" Collectible Mug!
	Description Mug Shots are a collection of custom created 11 oz. ceramic mugs that showcase the rise for some, the fall of a few, and the result of lifestyle choices for many celebrities and mobsters!

	The Blues Brothers (Widescreen 25th Anniversary Edition) List Price: $14.98 Sale Price: $7.03 You save: $7.95 (53%)
	Description After building up the duo's popularity through popular recordings and several performances on Saturday Night Live, John Belushi and Dan Aykroyd--as "legendary" Chicago blues brothers Jake and Elwood Blues--took their act to the big screen in this action-packed hit from 1980...

	Captain Fantastic and the Brown Dirt Cowboy List Price: $4.63 Sale Price: $4.59 You save: $0.04 (1%)
	Description Elton John has always liked having it both ways. He's flamboyant and vain, yet empathetic and sincere. He sits at his piano playing sentimental melodies, but the words come not from inside his soul but from friend Bernie Taupin...

	The Blues Brothers (Full Screen 25th Anniversary Edition) List Price: $14.98 Sale Price: $9.88 You save: $5.10 (34%)
	Description THE BROTHERS LEAN THAT THIER OLD ORPHANAGE WILL BE CLOSED AND SOLD WITHIN DAYS UNLESS THE PROPETY TAX IS PAID AND QUICKLY. SO THEY DECIDE TO PUT THEIR BLUES BAND BACK TOGETHER AND START THEIR MISSION FROM GOD WHICH SEEMS TO MAKE MORE ENEMIES THANFRIENDS...

	Neighbors [VHS] Sale Price: $23.99

	Accused [VHS] List Price: $14.95 Sale Price: $4.55 You save: $10.40 (70%)
	Description Jodie Foster won her first Oscar for her role in this drama, based on an actual incident. She plays a girl out for a night of fun at a poolroom. Before she knows what's happening, the men she's been flirting with have pinned her down for a gang rape...

	The Blues Brothers [VHS] List Price: $19.99 Sale Price: $1.99 You save: $18.00 (90%)
	Description After building up the duo's popularity through popular recordings and several performances on Saturday Night Live, John Belushi and Dan Aykroyd--as "legendary" Chicago blues brothers Jake and Elwood Blues--took their act to the big screen in this action-packed hit from 1980...

	Inside Man Sale Price: $2.99

	The Original Kings of Comedy List Price: $3.28 Sale Price: $3.24 You save: $0.04 (1%)
	Description It's a king-sized night of laughs when four top black comedians--Steve Harvey, D.L. Hughley, Cedric the Entertainer and Bernie Mac--take the stage in Charlotte, North Carolina, for a rousing, raucous and very uncensored look at soul versus rap, why black people don't bungee jump, church socials, dealing with kids and other topics...

Feldman Law Center – How Common is Bankruptcy?

Bankruptcy can be a dirty word, and an even dirtier experience.  If you are facing a dangerous financial situation where bankruptcy seems like an option, you could be dealing with quite a bit of fear.  Part of what leads people to make bad decisions is thinking they are the first and only people to go through difficult financial situations.   However, when it comes to bankruptcy, many people have faced these unfortunate circumstances.  Loan modification attorneys work with people everyday who are considering bankruptcy as an option, thinking that bankruptcy will help them keep their homes.

Most recently, former pro bowl quarterback of the Cleveland Browns Bernie Kosar declared bankruptcy.  After donating millions to charity, lending tens of millions of dollars to friends and family and going through a messy divorce, Kosar finally had to succumb to the financial pressures.  Kosar has been a successful businessman, a skilled athlete and more.  Yet, in the midst of his success, financial troubles haunted him.  Many people make a great deal of money over their lives, yet they still face difficult financial situations.  Kosar still has to watch over his daughter, try to keep a roof over their heads and figure out the next steps in his life.  Declaring bankruptcy can impact someone in ways they never though of, and Kosar is going through those challenges.  Getting a loan is difficult, getting a reasonable interest rate is impossible, and it can even impact your career.

If you are facing foreclosure, you may think that a bankruptcy is the way you should go.  Bankruptcy professionals tout the benefits of declaring bankruptcy; however, bankruptcy has various negative impacts on your credit history, your finances and your life.  Declaring bankruptcy will stay on your credit report for years, up to a decade in fact.  That means that every loan, credit card and line of credit you ever get will be impacted by your bankruptcy.

Bankruptcy is also sold as an option to avoid foreclosure.  However, there are much better options to not only stave off foreclosure, but keep your credit in a much better place.  A California loan modification could be an alternative to bankruptcy that keeps your credit rating from falling through the floor and your interest rates from going through the roof.

California loan modification attorneys work hard to discover what your options are.  Rather than living in a home you think you can’t afford, a loan modification attorney can help you stay in that home for decades and give your family the future (and present) they deserve.  Your hard work to buy the home should not have to be ruined by a bad economy or a subprime mortgage loan.  With a skilled California home loan modification attorney working with you, the chance to stay in your home and build a better tomorrow is a reality.

Bankruptcy might seem like an option to avoid foreclosure, but all it does is further bury you in a financial hole.  A loan modification could be the way you avoid foreclosure and get out of your financial nightmare once and for all.

Visit Feldman Law Center at feldmanlawcenter.com or call 800-588-0425.

About the Author

About Feldman Law Center: The Feldman Law Center is owned and operated by Steven C. Feldman, attorney at law. Mr. Feldman has been a member of the California State Bar since 1983 and is well versed in federal loan modification law.